Zimpler has been authorised by the Central Bank of Brazil to operate as a Pix participant. In a market where Pix has become the default way money moves, being a participant rather than a customer of one changes what a payment provider can offer.
What was announced
The Stockholm company said on 3 November 2025 that the authorisation covers direct real-time payments via Pix, instant payments and settlement for e-commerce, iGaming and digital marketplaces, and account-to-account flows. It says it connects more than 350 million bank accounts across over 25 markets and has been active in Brazil since 2022.
Chief executive Johan Strand called it “a key milestone for Zimpler in Brazil”. Sabrina Faria, managing director for Brazil, said direct authorisation “allows us to integrate seamlessly into local infrastructure”.
Why direct participation matters
Pix is the Central Bank's own instant payment system, launched in 2020 and now the dominant way Brazilians pay: free for consumers, settled in seconds, available at any hour. For regulated Brazilian iGaming it is not one option among several — the federal regime requires deposits and withdrawals to move through traceable bank channels, and in practice that means Pix.
Most payment providers reach Pix indirectly, through a licensed participant. That works, and it adds a party to every transaction: another fee, another point of failure, another party holding funds between the player and the operator. Direct participation removes that layer.
The practical consequences are settlement speed, reconciliation that comes from one source rather than two, and fewer parties to chase when a payout does not arrive — which in an operator's support queue is most of the Brazilian volume.
What our records show
We hold one licence for Zimpler: a Swedish Finansinspektionen authorisation, number 44018, at our highest tier because we opened the register entry ourselves. It is a financial regulator rather than a gambling one, which is correct for a payments business — payment providers serving this industry are usually supervised as payment institutions, not as gambling suppliers.
We record it live in two markets, Brazil and Sweden. It was founded in 2012 and supplies pay-by-bank infrastructure for deposits, payouts and open-banking flows.
If you are choosing a payments partner in Brazil
Ask whether the provider is a direct Pix participant or reaches it through another institution, and if the latter, which one. That answer tells you who actually holds your players' money between the bank and your account, which is the question that matters when a settlement goes wrong.
- Zimpler
