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Aeropay

US pay-by-bank network offering bank linking, ACH/RTP pay-ins, instant payouts and AI risk tools for gaming, DFS and other merchants.

Aeropay is a Chicago-based pay-by-bank provider that lets businesses accept and send payments directly from and to US bank accounts instead of cards. Its Aerosync product connects user accounts at more than 12,000 US banks and credit unions for account linking and real-time financial data, while Pay and Payout handle guaranteed ACH pay-ins and real-time withdrawals. A dedicated gaming offering targets real-money gaming, daily fantasy sports, sweepstakes, online lotteries and prediction markets, pairing compliance onboarding with AI risk models tuned to gaming patterns. The company is a vendor member of the Coalition for Fantasy Sports and exposes a public developer API and SDKs.

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Key Information

Company NameAero Payments, Inc.
HeadquartersChicago, United States
Websitewww.aeropay.com
Company TypeB2B
OwnershipPe Vc Backed
ProductsOpen Banking, Payouts
Public APIYes

Featured Products

1 / 3
✦Open Banking✦
Aerosync

Aerosync

Open-banking bank account linking and data product that authenticates users and retrieves balance, cash-flow and identity data from US financial institutions. It can be white-labelled and supports manual verification without micro-deposits.

12,000+ banks and credit unionsWhite-label flowNo micro-depositsReal-time balance and cash-flow data
✦Open Banking✦
Aeropay Pay

Aeropay Pay

Pay-by-bank acceptance product for ACH pay-ins with dynamic rail routing and optional guaranteed ACH coverage of returns. Returning network users can pay in one click without re-linking.

Guaranteed ACHDynamic routing1-click returning usersTrusted user program
✦Payouts✦
Aeropay Payout

Aeropay Payout

Real-time payouts to any US bank account using the same flow and API as pay-ins, aimed at instant withdrawals for gaming operators, marketplaces, rewards and refunds.

Instant withdrawalsSame API as pay-insFlexible routingSame Day fallback

Integrations

1 partners

Platforms and aggregators this company connects with. Each row links to the announcement that evidences it.

S

Socure

Compliance Kyc
AeropaySocure
Evidence

Licences & Certifications

No licence record found yet

We have not located a public register entry for this company. That is not the same as “unlicensed” — it means we cannot prove it, so we do not claim it.

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How we sourced this profile

Profile confidence
Public source
Primary source
https://www.aeropay.com/legal/terms-of-service---merchant
Last checked
2026-09-23

Company-supplied claims, public sources and independently verified records are labelled separately throughout this page.